Terms of Access

By accessing this site, you agree to be bound by the following terms and conditions and other applicable laws. If you do not agree to these terms and conditions, then please do not use this website or progress any further.

JNJ Financial Management Ltd is a firm of independent financial and investment advisers. Hereinafter throughout this site, JNJ Financial Management Ltd may be referred to as “JNJFM”, “we”, “us” or “our”. We are appointed representatives of Lighthouse Advisory Services Ltd., who are authorised and regulated by the Financial Conduct Authority. This website and the content therein is intended to be read by UK citizens only. The form and content of the information to be provided will be at our discretion and we may change it or suspend it at any time, without notice or liability.

All the information and material provided on this web site is solely for illustrative purposes. It is not intended to and does not create any business, contractual or employment relationship with JNJM, nor with any of its employees, officers or contractors. These terms and conditions of access to our website are supplemental to and will not prejudice the binding nature of any other agreements that may be in place between you and us. We do not accept any liability for any acts or omissions resulting from your decision or opinion formed on the basis of you using this website.

All the information, content, text, images, html code, photography and graphics within this website are the property of JNJFM or its agents and may not be reproduced, copied, republished, posted, transmitted, or distributed in any way without our express, advance, written consent. Any trademarks used or referred to on this site are the property of their respective owners.

Please note that links on this site may lead to services or external websites not operated by JNJFM. No judgement or warranty is made by us with respect to such other services or sites and JNJFM takes no responsibility for such other sites or services. A link to another site or service is not in any way an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk. JNJFM expressly disclaims all warranties of any kind, whether express or implied, including the warranties of merchantability and fitness for a particular purpose.

In no event shall JNJFM nor any of its employees, officers or contractors, be liable for any damages whatsoever in connection with the information or material on this web site, including but not limited to actual, consequential, direct, exemplary, incidental, indirect, punitive or special damages.